Therefore as a student with mild control issues, I keep a budget, so I know what I've
This is the condensed version. When it's green, it's good, but when it's red, it's ridiculous. A lot of the budget amounts are things left over from my incredibly strict undergraduate days, so it needs tweaking to be more realistic.
Notes
- My other house mate has yet to give me her portion of the Internet money.
- I spent money on clothes for netball - netball kit and er.. other necessary supports.
- The annoying thing about my bus travel is that I still didn't spend enough to warrant a bus pass. If I had shopped less, I'd have walked more, I'm sure...
- When I constructed this budget, I totally didn't take into account the fact that I might need to take the train for my placement. So if I don't want that amount to be true, I should probably claim the money back...
- I had to get the sewing machine fixed. And that was not cheap. Neither was the excess amount of material I now have in my house.
- Toiletries? Eh, I got no excuse. Come on, have you seen what I'm like?!
- I'm actually quite proud of the Christmas amount. I calculated nine people I was buying presents for, and tried to keep it down to £10 each. I managed this for the siblings, failed massively when it came to my mum and didn't even bother when it came to the Wonder Thing. I put my hands up - I failed there. But it's a failure that only comes once a year and it's laced with mince pies to dull the pain.
- Having to buy new stuff for this new academic year, including printer ink, meant my stationary costs shot up.
But on a more positive financial note - I finally set up my ISA! Yay! My grand plan is finally in action!
Whoo-hoo! So far all I've contributed to it is £100 of my own, and £600 of my overdraft. It's okay since I'm a student, I don't get charged for going into my And I do plan on giving it back, after I collect the interest on it, so it's all good.
Definitely something I should be keeping an eye on in the New Year....
Definitely something I should be keeping an eye on in the New Year....
I actually love your money organisation, I hope that I can be this organised when I grow up *stares into the night sky*
ReplyDelete:D
Haha, thank you. It's strange to think of my compulsiveness as being inspirational!
ReplyDeleteI think you still did pretty good. I too sit in awe at your chart!
ReplyDeleteAnd a whoot-whoot to you for tithing! It's good to see someone else who does. :)
@b. - well, you know, giving back is a necessary part of life!
ReplyDeleteThat's a really good idea. I tend to monitor mine on my online acct.....And then spend days trying to figure out where that £20 went only to realise it took Domino's 2 weeks to take it out!!!!
ReplyDeleteThink I might just do that spreadsheet & enter in amounts as I spend!
What do you use your sewing machine for?
ReplyDelete@Chanpagne - I find it's incredibly useful when it comes to planning how to spend my money in the future, especially since I can input stuff like bills and rent, so I know how much money I *really* have...and don't suffer that awful shock of having spent my rent money on Chinese food....
ReplyDelete@Aulelia: Well, it's my mum's but she hates it so I appropriated it from her. I'm planning to learn how to use it...and then make clothes that actually fit! :D